Interview with Julian Hartmann, Director at VoltEdge: Innovation in Embedded Finance

🧑‍💼 Who is Julian Hartmann?

Julian Hartmann is the Director of Product and Innovation at VoltEdge, a Berlin-based fintech company specializing in embedded finance and banking-as-a-service (BaaS). With over a decade of experience in digital payments and financial product design, Julian has helped shape the next generation of financial infrastructure in Europe.

🏢 About VoltEdge

Founded in 2018, VoltEdge delivers B2B financial infrastructure for platforms and marketplaces. The company provides a modular fintech stack—everything from virtual IBANs and SEPA transfers to real-time onboarding and card issuing.

🌐 Key Products

  • Virtual IBANs: European account issuing with branded details.
  • SEPA & Instant Payments: Real-time payment capabilities.
  • Card Issuing: Physical and virtual Mastercard/Visa programs.
  • Compliance Engine: Fully automated KYC, AML, and fraud monitoring.

Learn more at www.voltedge.eu.

🎙️ Interview with Julian Hartmann

Q: What motivated your move into fintech?

Julian: I began in legacy banking, but the pace of innovation was stifling. Joining VoltEdge allowed me to help build financial infrastructure that is not only scalable but also designed with the end-user in mind.

Q: What makes VoltEdge different?

Julian: We go beyond APIs—we deliver a fully compliant, end-to-end embedded finance solution. Our strength lies in combining simplicity with regulatory depth.

Q: Which sectors are adopting your services the fastest?

Julian: Marketplaces, SaaS tools, and gig economy platforms. They want to control the entire payment flow without the burden of becoming a bank themselves.

Q: What’s the hardest part of embedded finance?

Julian: Regulation. Each EU country has its own rules. We built a compliance layer that adapts locally but scales globally.

🔮 What’s Next for VoltEdge?

VoltEdge is launching in the UK and expanding to Benelux in Q4 2025. Julian also revealed that they’re beta-testing a crypto-to-fiat bridge for business accounts.

“Our vision is to become the Stripe of embedded banking in Europe.” – Julian Hartmann

📈 Related Searches

  • VoltEdge fintech platform
  • Best embedded finance APIs in Europe
  • Julian Hartmann VoltEdge
  • Banking-as-a-service platforms
  • How to launch a neobank in Europe

❓ FAQ

What is VoltEdge?

VoltEdge is a European fintech platform offering banking infrastructure like IBAN issuance, embedded payments, and KYC onboarding for digital businesses.

Is VoltEdge regulated?

Yes. VoltEdge partners with licensed EMIs and PIs across Europe and complies with PSD2, GDPR, and AML directives.

Who are their competitors?

VoltEdge competes with companies like Solarisbank, Treezor, and Swan but focuses more on real-time compliance automation and modular integrations.

📚 References

More From Author

Interview with Elena Costa, Chief Strategy Officer at FinRoute: Navigating the Future of Digital Banking

Archives

Categories